Healthy hints that help with finance

3 things to think about before joining a gym – and what does this have to do with my loan?
The first thing to think about when joining a gym is your goal. Then think about what it will take in terms of money, sweat, tears and perhaps even a drop or two of blood (hopefully not, though). Another thing to think about is how this new or continued health regime might be incorporated into your lifestyle. In terms of these points, joining a gym for the purposes of enjoying good health is very much like applying for a loan. Here’s how:

• You might be trying to achieve a long or short-term goal. Whether it’s a bit of well-deserved self-gratification or an important step towards a long-term objective, you’d expect to stay committed to your gym of choice for an extended period of time. Likewise, a loan is an arrangement (and a contract) wherein you enter into an agreement to which you’ll be committed for an agreed period of time. Therefore, it’s important that you see eye-to-eye on the way things work and are comfortable with the organisation being a part of your life for a while.
• Different objectives most certainly require different structures and programmes. For some, the gym is an embedded way of life. They love it, they’re committed and they’re not going anywhere. However, gyms have such a wide variety of programmes on offer and many gyms specialise in very different disciplines. There’s the old school “iron shop”, perfect for people that want to build muscle and strength, they’re in it for the long haul. Then you’ve got gyms that specialise in short intense classes for conditioning, others offer short programmes like a 12-week challenge for those that want to look a certain way by a certain time, the list goes on and on – boxing, yoga, rehab… This is most certainly the case with cash loans, emergency loans, personal loans, payday loans, business and investment loans. And they all attract people with different needs and those needs are serviced in equally diverse ways.
• Spoilt for choice and short on time. There are literally thousands of gyms offering hundreds of programs and for the prospective gym member looking for a home, it can be very, very confusing indeed. Once people have made up their mind to join a gym, they want to get started almost immediately. Others even have a particular event they are training for or trying to get in shape for. So that’s where the urgency can come from. Think about your fast cash or emergency loan, equally confusing, just as many options. In both cases, you’re going to be exposed to a number of options and prices and interest rates and some classes are going to be full or unavailable and some lenders and options may not be a great fit.

In both cases, there’s a lot of legwork to be done and it would make things a whole lot easier if someone else could do the heavy lifting – at least during the selection stage. The key to success here is being presented with the best option for you by people that understand your circumstances, your goals and your preferences. On the one hand, that could also be a trusted local council advisory that has an unbiased view of all the gyms in the area and on the other hand it could be a non-partisan loans broker like us [link to MeLoan home page] that only wants you to put you in the best situation for you or individual set of circumstances.

In both cases, the best fit is the best answer.