MeLoan® Online Loans.
For How Long?
The maximum you will be charged is 48% (comparison rate 66.07% pa). Representative example: based on a loan of $2,500 over 24 months.
** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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Online loan applications take only 8 minutes to complete
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Apply any time, from anywhere - 365 days a year
Finding the right personal loan lender can be tricky, especially when you need cash fast.
Through just one simple and quick cash loan application with MeLoan, you’ll gain access to a wide variety of personal loan lenders across Australia. That means you’ve got a stronger chance of getting the cash loan you need, without the stress. So, why waste any more time? Apply with MeLoan today and let us do the searching for the perfect match for your next personal loan. Online cash loans from $2,500 to $20,000.
Everyone needs something more sometimes
but we’ll help you understand the best way to get it
And why are online loans often the answer, even for people that have savings? That’s an easy one to understand. Oftentimes, people who have a savings plan and are regularly putting money away for a rainy day, lock their savings away in term deposits. Nothing wrong with that, higher interest and all that but there are often penalties of some description if your remove funds prior to the expiration of the term. Now for some, that may be no big deal but for others, it may cause a fair bit of handwringing.
Let’s say you desperately need a holiday and your favourite airline or travel agent releases a limited number of holiday packages at 50% off or perhaps double the normal loyalty rewards. Now you have a dilemma: you want the holiday but you don’t necessarily want to torpedo the interest earnings you’ve accrued or are on your way to accruing. Tough one, huh? Doesn’t have to be tough. The answer could be a loan where you contact a broker that can match your circumstances to lenders that regularly deal with applications such as yours. In the case of MeLoan though, you won’t have to jump through endless hoops to find out if there’s a different loan out there for you enabling you to get on with doing what you need to get done. Our online loans application only takes about 7 minutes.
You can do that and certainly, that’s what people have done traditionally for generations. But if we can agree that times have changed (and they continue to change), maybe, just maybe, our thinking should change too. Okay, so let’s compare a typical experience with Bank A and see if we can get some quick cash in time to:
So, you apply at the branch or perhaps use their online banking facility if you already have an account. Expect to have to make an appointment these days at many branches because they’re busy and some are even busier than expected what with limits on how many people can be there at a time – depends. But let’s say, you can be seen that day although it’s not unheard of to have to come back in “a few days’ time”. You’ll need to remember all the documentation and records and then the questions. Sometimes, question time is quick and easy. Depending on your circumstances and the time of day, it may not be quick and easy, it might be a slow and trying experience. Okay, so that’s a lot of time spent, at your laptop, in queues or on the phone. On top of that, you might need to wait a few days for the response you want. If by chance, you’ve chosen a lender that won’t provide you with a quick cash loan – you’ll need to try again elsewhere… or give up.
By the way, how long was that flash sale supposed to last; or how long can you live with faulty plumbing or…? You get the point.
The problem with some lenders is that their application processes are both entrenched and focus on them and their rules. What you need is a broker that can do the research and lender selection for you - and quickly because they understand that when it comes to little emergencies or big opportunities – it’s all about you, the way it’s supposed to be.
Apply for loans through Me Loan, where it is all about you.
I’m just going to come out and say it. Wanting or needing a loan seems to have gotten a bad rap unless it’s specifically for a property or vehicle of some sort. If you’re wanting to buy a house, generally speaking, it means you’ve at least saved for a deposit and cars, well, they’re generally seen as a necessity and it’s widely understood that getting a car loan is… normal. If however, you’re looking to borrow a loan, the first question out of people’s mouths (perhaps even your own) is, “oh yeah, what happened?” or even “what’d you do wrong?”
The truth of the matter is that sometimes, life happens. And it can bring with it minor problems that need fixing rather quickly, a home maintenance issue, for example, an opportunity to rent a great apartment that requires a bond – fast, or even just a last-minute gift for Mum (okay, maybe it’s something you’ve seen for yourself). It doesn’t matter. We’ve all been there and we’ve all said to ourselves, I wish I had those cash funds now… or now-ish.
Why jump through hoops? MeLoan® could help you find the loan you need without all the fuss. Simple, quick & 100% Online. Loans from $2,500 to $20,000.
Complete our online loan application in 8 mins
We’ll let you know if we can help. Instantly.
If approved, we’ll introduce you to your new personal loan lender.
Your money will be deposited into your bank in minutes*