MeLoan® Online Loans.
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Online loan applications take only 8 minutes to complete
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Apply any time, from anywhere for a personal loan with MeLoan
Finding the right personal loan lender can be tricky, especially when you need cash fast.
Through just one simple and quick cash loan application with MeLoan, you’ll gain access to a wide variety of personal loan lenders across Australia. That means you’ve got a stronger chance of getting the cash loan you need, without the stress. So, why waste any more time? Apply with MeLoan today and let us do the searching for the perfect match for your next personal loan. Online cash loans from $2,500 to $50,000.
Everyone needs something more sometimes
but we’ll help you understand the best way to get it
And why are online loans often the answer, even for people that have savings? That’s an easy one to understand. Oftentimes, people who have a savings plan and are regularly putting money away for a rainy day, lock their savings away in term deposits. Nothing wrong with that, higher interest and all that but there are often penalties of some description if your remove funds prior to the expiration of the term. Now for some, that may be no big deal but for others, it may cause a fair bit of handwringing.
Let’s say you desperately need a holiday and your favourite airline or travel agent releases a limited number of holiday packages at 50% off or perhaps double the normal loyalty rewards. Now you have a dilemma: you want the holiday but you don’t necessarily want to torpedo the interest earnings you’ve accrued or are on your way to accruing. Tough one, huh? Doesn’t have to be tough. The answer could be a loan where you contact a broker that can match your circumstances to lenders that regularly deal with applications such as yours. In the case of MeLoan though, you won’t have to jump through endless hoops to find out if there’s a different loan out there for you enabling you to get on with doing what you need to get done. Our online loans application only takes about 8 minutes.
What online loans are available?
In short, there are two types: unsecured and secured. An unsecured loan is where the amount you borrow is not backed by an asset as collateral and a secured loan is where it is. A mortgage is probably the most common type of secured loan. The house acts as the security for the loan which is why the interest rates are usually lower than those for unsecured loans. Credit cards are another form of unsecured loan where your credit limit acts as the borrowing amount.
What online loans are right for me?
The answer to that will depend on your particular circumstances and what you intend to use the loan for. You may need a cash loan to tide you over until your next payday or maybe you want to consolidate some debts and get a lower interest rate in the process. Perhaps you’re a small business owner wanting to take advantage of an opportunity that will mean growth for your business but don’t have the necessary funds readily available. Whichever it is, there are online loans available that could help you achieve your goal.
How do I compare online loans?
There are a number of things to look at when comparing online loans and they will differ depending on your circumstances. The obvious one is interest rate but that’s not the only thing. You also need to consider the fees, charges and penalties as well as the repayment period. It’s important to remember that while a lower interest rate might save you money in the long run, if the repayments are too high and you can’t keep up, you could end up worse off than you were before. We always recommend you seek independent finical advice before signing any agreement or contract.
You can do that and certainly, that’s what people have done traditionally for generations. But if we can agree that times have changed (and they continue to change), maybe, just maybe, our thinking should change too. Okay, so let’s compare a typical experience with Bank A and see if we can get some quick cash in time to:
So, you apply at the branch or perhaps use their online banking facility if you already have an account. Expect to have to make an appointment these days at many branches because they’re busy and some are even busier than expected what with limits on how many people can be there at a time – depends. But let’s say, you can be seen that day although it’s not unheard of to have to come back in “a few days’ time”. You’ll need to remember all the documentation and records and then the questions. Sometimes, question time is quick and easy. Depending on your circumstances and the time of day, it may not be quick and easy, it might be a slow and trying experience. Okay, so that’s a lot of time spent, at your laptop, in queues or on the phone. On top of that, you might need to wait a few days for the response you want. If by chance, you’ve chosen a lender that won’t provide you with a quick cash loan – you’ll need to try again elsewhere… or give up.
By the way, how long was that flash sale supposed to last; or how long can you live with faulty plumbing or…? You get the point.
The problem with some lenders is that their application processes are both entrenched and focus on them and their rules. What you need is a broker that can do the research and lender selection for you - and quickly because they understand that when it comes to little emergencies or big opportunities – it’s all about you, the way it’s supposed to be.
We make the process easy and straightforward because we know that when you need online loans, you need them now - not in a few days or weeks. We understand that you don’t want to waste time on applications that will be rejected; so, we save you time and effort by only putting you forward for loans with lenders that are likely to approve your application.Get started with your online loan application now!
Applying for an online loan with MeLoan is quick and easy! We know that when you need cash, you need it fast - so we've made our application process simple and straightforward. We'll do the research and lender selection for you, so you don't have to waste time on applications that will be rejected. Get started now and you could have cash in your account in as little as 24 hours!*
* subject to lender approval, terms and conditions apply.
Apply for loans through MeLoan, where it is all about you.
I’m just going to come out and say it. Wanting or needing a loan seems to have gotten a bad rap unless it’s specifically for a property or vehicle of some sort. If you’re wanting to buy a house, generally speaking, it means you’ve at least saved for a deposit and cars, well, they’re generally seen as a necessity and it’s widely understood that getting a car loan is… normal. If however, you’re looking to borrow a loan, the first question out of people’s mouths (perhaps even your own) is, “oh yeah, what happened?” or even “what’d you do wrong?”
The truth of the matter is that sometimes, life happens. And it can bring with it minor problems that need fixing rather quickly, a home maintenance issue, for example, an opportunity to rent a great apartment that requires a bond – fast, or even just a last-minute gift for Mum (okay, maybe it’s something you’ve seen for yourself). It doesn’t matter. We’ve all been there and we’ve all said to ourselves, I wish I had those cash funds now… or now-ish.
This is where online loans come in to save the day. They’re a quick and easy way for you to get your hands on some cash without having to go through an extensive application process or put up your home as collateral. And what’s more, at MeLoan, we’ll do all the hard work for you and find you a loan from one of our trusted lenders. All you need to do is sit back, relax and wait for the cash to hit your account. So if you’re looking for online loans, look no further than MeLoan – we’re here to help!
Applying for online loans with MeLoan is simple and straightforward. We just need a few pieces of information from you and then we’ll get to work finding you a loan from one of our trusted lenders. We have a wide range of online loans available, so no matter what your needs are, we’re sure to have a loan that suits you.
If you’re ready to apply for an online loan with MeLoan, simply click here to get started.
Or, if you have any questions about online loans or the application process, feel free to contact us and one of our friendly team members will be more than happy to help.
At MeLoan, we understand that sometimes you need a little extra cash to get by. Whether it’s for an unexpected bill or a weekend away, online loans are a great way to get the money you need quickly and easily. And at MeLoan, we can help you find the best online loan for your needs.
We know that there are a lot of online lenders out there, which is why we’ve made it our mission to find the best ones for our customers. We only work with trusted lenders who offer competitive rates and flexible repayment options. So whether you’re looking for a short-term loan or a long-term loan, we’re confident that we can find you a great deal.
Ready to apply for an online loan? Simply click here to get started.
Still have questions? Contact us and one of our friendly team members will be more than happy to help.
Why jump through hoops? MeLoan® could help you find the loan you need without all the fuss. Simple, quick & 100% Online. Loans from $2,500 to $20,000.
Complete our online loan application in 8 mins
We’ll let you know if we can help. Instantly.
If approved, we’ll introduce you to your new personal loan lender.
Your money will be deposited into your bank in minutes*