Short Term Loans

How Much Do You Need? $ 2500

How Much Do You Need?

$ 2500

Important Info - Read me first

See Worked Example - Click here

For How Long?

12 Month

For How Long? 12 Month

Estimated Repayments

$124.21

Weekly

$124.21

Fortnightly

$124.21

Monthly

Important Info - Read me first

See Worked Example - Click here

The maximum you will be charged is 48% (comparison rate 66.07% pa). Representative example: based on a loan of $2,500 over 24 months.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Date secured by

Date secured by

Trusted by

Trusted by

Short Term Loans Online

Do you in need of a short term loan, but have no idea where to get started or what a short term loan actually is? Well don’t worry, MeLoan can help you. Over the years, we have helped thousands of Australians get access to quick online loans helping provide loans from $2,000 to $20,000. So, you thinking to yourself what is a short term loan, what are the benefits of these loans, and requirements to apply? Find out here before you head out to apply for your next loan.

What is a Short Term Loan?

A short term loan is a quick cash loan that comes with the option of short term loan repayments from 3 months to 36 months. The loan term usually ranges longer depending on your lender. At MeLoan, we help you find the best lenders matching your specific need for a cash loan and your profile. The entire process is handled 100% online and you can get the same day indication if MeLoan can help match you to a lender before proceeding with dealing directly with the lender.

A short term loan can be just the right option for you if you want to pay back the loan quick over a short period of time. These types of loans are become popular with Aussies who need a small cash advance and need it fast.

There are a number of reasons you may need a quick loan, including the following:

  • To help pay your unexpected medical or household bills.
  • To cover your costs during holidays.
  •  To meet your expenses as a student.
  •  To assist pay for a rental bond

Benefits of Applying a Short Term Loan with MeLoan


Short term loans combine the flexibility of meeting your immediate need for cash and the ability to repay the amount quickly. There is no need to get locked in a long repayment term if that doesn’t suit you. When you apply for this loan with MeLoan, you can benefit in a number of ways:

  •  Quick Cash Fund Disbursal: You can get up to $30,000 in your account within the same day.
  •  Short Yet Flexible Repayment Terms: You can repay the amount within 3 months or 36 months.
  • No Penalties: Some lenders we work with have zero penalties for early repayment.
  • Secure Online Application: It takes you only a few minutes to apply online using our secure portal
  • No Paperwork: Your online application process involves no paperwork. The entire application can be done online.

General Benefits of Short Loan

There are many reasons why someone would consider a short term loan to meet your instant need for cash:

  • Get Quick Funding: Most lenders understand when you apply for short term loan you are needing the fund quick! Lenders MeLoan work with offer same day loans and sometimes can have the money in your account within 1 hour*
  • Easy Access: These loans are easy to access for anyone. You may be an individual or a business owner and may not have great credit scores and still you can be eligible for these loans.

Below are MeLoan eligibility criteria to apply for a short loan:

  1.  You Must be over 18 years of age
  2. Have to be an Australia citizen or permanent resident
  3.  Must have a regular income for at least 90 days’ minimum
  4. Have an active Australian mobile number and email address
Short Term Loans

Things to Know About MeLoan Short Term Loan Process

Before you apply for a short term loan through MeLoan, it is important to know how our application process works:

Our Loan Application Process

There are 4 steps to our loan application process:

1. Online Application: This should take you no more than 10 minutes if you have your basic details handy and ready to go.

2. Application Status: Our system will find the best matching lender for you. You can get a response the same day and most applications will get an instant outcome if MeLoan can assist or you or not. Keep your mobile handy as a lender may call you.

3. Meet Your Lender: Once we have found the right lender and passed on your details to them, the lender will call you to offer you their loan and conditions

4. Access Your Funds: We suggest that you discuss the loan details with your lender and evaluate the terms before accepting the loan agreement. Once accepted, your funds will be transferred to your bank account.

At MeLoan, we have one of the fastest loan applications and approval processes and your application status should be received within a few hours of applying. We specialise in finding responsible lenders that can help.

These are licensed and approved lenders who will evaluate your short term loan application and ensure that you can comfortably afford the repayments. Even if a credit assessment is involved, you should not worry if you have a poor credit score or bad credit. We may still be able to help you find a lender based on your profile.

Information Required for Loan Application

It will take you only minutes to apply online with MeLoan. You will be required to have the following essential information handy when applying from the comfort of your home or office:

  • Information about your regular income
  • Copy of document showing your identification
  • Your bank account information

Lenders that MeLoan work with will consider all types of applications, as long as you meet our application criteria anyone can apply. No credit, Centrelink and Bad credit loans are all welcome with MeLoan. 

If you want to apply for short term loan right now, fill out and submit this Online Application.

Note - MeLoan Australia is a lender-finding service only. We do not offer financial advice. We do not fund any loan product. Consider seeking independent legal, financial, taxation or other advice to check how the information and ideas presented on this website relate to your unique circumstances.

Explore more of our Service

With years of experience under our belt, we can provide some tips & tricks to help you save