Frequently
Asked Questions

MeLoan is an online personal loan lender finder helping thousands of Aussies every week find the best-suited lender in real-time. We work with lenders all across Australia offering same day personal loans from $2,000.00 all the way up to $20,000.00. We make personal loans easy, simple and fair for all Australians. 

We offer personal loans for any purpose, from debt consolidation and home renovations to car purchases and weddings. We understand that everyone’s needs are different, which is why we have a wide range of lenders on our panel who can offer you a loan that fits your needs.

What’s more, our service is free to use – there’s no obligation to take out a loan with any of the lenders we work with, so you can be sure that you’re getting the best deal possible. So what are you waiting for? Apply now and get started on your dream project today!

MeLoan has been helping Australians find the best personal loans since 2020. We work with a wide range of lenders to offer loans from $2,000 up to $20,000. We understand that everyone's needs are different, which is why we have a wide range of lenders on our panel who can offer you a loan that fits your needs.

What's more, our service is free to use - there's no obligation to take out a loan with any of the lenders we work with, so you can be sure that you're getting the best deal possible. So what are you waiting for? Apply now and get started on your dream project today!

If you meet the below requirements you can apply for a personal loan:

1. Must be an Australian citizen or permanent citizen of Australia.
2. Must be 18 years of age or older.
3. Must have a mobile number and email address.
4. Have been receiving income in your bank account for no less than 90 days.
5. Have an active bank account.
6. Have a good credit history with no bankruptcies, court judgments or overdue debt.

The answer is Yes! You can apply for a personal loan with MeLoan if you are receiving Centrelink loans. We understand that sometimes you may need a little extra help, and our personal loans are here to provide just that. You can apply for a loan amount of up to $20,000, so you can get the money you need to cover your expenses.

We also have a number of repayment options available, so you can choose the one that best suits your needs. And our fast and easy application process makes it easy for you to get started. So don't wait any longer - apply for a personal loan with MeLoan today!

If you're looking for a small personal loan, MeLoan is here to help. We offer loans of up to $20,000, so you can get the money you need to cover your expenses. We also have a number of repayment options available, so you can choose the one that best suits your needs. And our fast and easy application process makes it easy for you to get started. So don't wait any longer - apply for a personal loan with MeLoan today!

If you are currently receiving Centrelink payments, you may be wondering if you are still eligible to apply for a personal loan. The answer is Yes! You can apply for a personal loan with MeLoan if you are receiving Centrelink payments. We understand that sometimes you may need a little extra help, and our personal loans are here to provide just that.

MeLoan is the final step between you and your next personal loan. Don’t waste time applying to multiple lenders..

Increase your chances of getting approved for a personal loan with just one application with MeLoan. Here’s how it works:

With MeLoan, you can complete a loan application in minutes and get an instant decision.

To get started, simply provide some information about yourself and the loan you need. We’ll review your request and let you know if you’re approved. If you are, we’ll work with you to finalize the details and get your money fast.

If you have any questions about the loan application process, please don’t hesitate to contact us. We’re happy to help!

The process of applying for a personal loan with MeLoan is simple and straightforward. You can complete a loan application in minutes, and receive an instant decision.

most common documents required are:

- Identification (Passport, National ID or Driver's License)

- Income Statements (Pay slips, tax returns)

- Bank Statements

- Billing Statements (for example, for utilities, phone, Internet or medical expenses)

If you are unable to provide some of the documents above, please still apply and we will try our best to assist you.

Meloan will not. However, your lender may do a quick employment check.

Lenders may also check your credit score to get an idea of how likely you are to repay the loan. A high credit score means you're a low-risk borrower, which could lead to a lower interest rate on your loan. So it's important to keep your credit score in good shape by making all of your payments on time and maintaining a healthy mix of credit accounts.

If you have any questions about personal loans or want help finding the best lender for you, don't hesitate to contact us at Meloan. We're happy to help!

It is very easy to apply with MeLoan for a small loan. Head over to our how it works page to find out exactly how it works.  You will need to provide some information about yourself and your loan, and then our lenders will review your application.

If you are approved, the money will be deposited into your account as soon as the next business day. So don't wait, apply today!

All lenders will conduct a credit check however, some of the lenders that MeLoan work with will look at more than just credit file. Lender we partner with your credit score is not the only thing that matters when applying for a personal loan.  

What is a No Credit Check Personal Loan?

A no credit check personal loan is a type of loan where the lender does not conduct a hard credit check. This means that even if you have bad credit, you may still be able to qualify for a loan.

No credit check personal loans are typically short -term loans, and they have higher interest rates than other types of loans. They should only be used as a last resort, after you have exhausted all other options.

What are the Benefits of No Credit Check Personal Loans?

There are some benefits to taking out a no credit check personal loan. One benefit is that it is easier to qualify for than other types of loans. This is because the lender does not take your credit history into account when making a decision.

Another benefit is that you can often get the money you need quickly. This is because there is no credit check required, and the loan can be approved within minutes.

What are the Disadvantages of No Credit Check Personal Loans?

There are also some disadvantages to taking out a no credit check personal loan. One disadvantage is that the interest rates are typically higher than other types of loans. This is because the lender is taking on more risk by lending to someone with bad credit.

Another disadvantage is that these loans tend to be smaller in size than other types of loans. This means that you may not be able to borrow as much money as you need.

You can apply for a small loan anytime! MeLoan offers online loans that only take approx. 8 minutes to complete and can be 24/7 from the comfort of your home. 

Applying for a cash loan with MeLoan is very simple, apply through our online portal and once we match a cash loan lender best suited to you they will contact you to offer you their terms. Should you agree and sign the contract generally the money is transferred to your bank account on the same day and sometimes even within the same hour.

It is important to remember that once you sign a contract with a cash loan lender you are legally bound to adhere to the repayment terms, failure to do so could result in legal action being taken against you.

If you have any questions regarding our cash loans or the application process please contact us and we will be happy to help.