Instant Cash Loans

How Much Do You Need? $ 2500

How Much Do You Need?

$ 2500

Important Info - Read me first

See Worked Example - Click here

For How Long?

12 Month

For How Long? 12 Month

Estimated Repayments

$124.21

Weekly

$124.21

Fortnightly

$124.21

Monthly

Important Info - Read me first

See Worked Example - Click here

The maximum you will be charged is 48% (comparison rate 66.07% pa). Representative example: based on a loan of $2,500 over 24 months.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Date secured by

Date secured by

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Instant Cash Loans

What is an Instant Cash Loan?

An instant cash loan is another word for a personal loan however when someone refers to an instant cash loan they are needing to access the cash quicker generally to meet some sort of financial emergency. You may have saved money for such situations. However, unexpected expenses can present themselves at any time and throw your budget off track, when this happens you find yourself searching for an instant cash loan or maybe other terms such as same day loans. An instant loan from the right lender can help keep your personal savings and keep your finances in order all while meeting being able to whatever financial emergency you find yourself in.  

With so many instant loan lenders in the market across Australia, finding the right one can feel like a never-ending task. Having to apply with so many different lenders, wait for their response and cash loan offers before determining which personal loan is best for you. You do not have the time to go through this repetitive process. This is where MeLoan comes into the picture, the team at MeLoan do all the hard work for you so that you can find the right lender without wasting so much time applying for a loan with all different lenders.

Instant Cash

How Do Instant Cash Loans with MeLoan?


With MeLoan, all you need to do is submit only a single loan application with our and simple application portal.  MeLoan Loan applications involve the following process:

1. Instant Cash Loan Application
Fill in all the details the loan application requires. The application form for personal loans require the essential details and the information is used to find the best matching lenders for your needs, after all that’s what we do here at MeLoan.

The application form can be complete and submitted in minutes and is 100% paperless! We follow the latest privacy regulations and ensure that your data stays safe and secure using COMODO and Trustedsite all while having bank-level encryption.

2. Lender Matching Process
Once we have the essential information needed from you by completing the application form, we will start searching for the instant cash lenders that best match your needs and profile. This process can be usually complete right after your application. If approved, your lender will content you to offer you the loan.  Instant loans are called so for a reason and we make sure that our customers are matched to the best lender as quickly as possible. We recommend that you should keep your phone close to you to hear from your lender.

3. Meet Your Instant Cash Match
Once we have found the right lender, for your loan we will provide them with your details. They will contact you for any additional information and process your application for instant loan approval. At MeLoan, we help match your needs and profile with the best lenders. We do not have any role to play in how your loan gets structured or what terms are of your loan so before you sign the loan agreement, you should do your own research about the lender’s fees, interest rates, and all other loan terms.

4. Get Your Instant Cash Loans – Instantly
Once you have agreed to all the terms with the lender and signed your personal loan contract, the lender will transfer the cash to your account. Depending on who you bank with sometimes you can get your instant cash loan within 1 hour!

Benefits of Instant Loans

You can apply for instant cash loans and use them for a wide range of reasons. There are many advantages of obtaining this type of personal loan, including the following:

  • Loan Amount Flexibility: You may need a few hundred dollars or tens of thousands of dollars. MeLoan can assist you in finding the lenders to meet your financial needs with a simple online process that generally takes 7 minutes. From there MeLoan do all the hard work for you.
  • Debt Consolidation: Some may need to consolidate all your debts. A personal loan can help you consolidate all your current loans into one single personal loan.
  • Faster Approval: We pride ourselves in finding lenders that provide quick cash loans approvals and same day loans. There is no need to wait for days or even weeks after applying for a loan with a traditional lender such as a bank or credit union. Our industry-leading application form can generally tell you instantly if we can assist. Most of our lenders offer 60 minutes funding and same day loans
  • Longer Repayment Terms: These loans typically come with longer repayment terms. While the duration varies from one lender to another, you can expect to get repayment periods longer than a year. Use our application slider to get an idea of what your repayments will be before applying however, keep in mind these figures are just examples that are not accurate.  
  • Bad Credit Instant Cash Loans: We help you find lenders who will not judge your application solely on the basis of your credit score. They will also take into account your income, spending habits, and your ability to make monthly payments. So if you have bad credit and are considering an instant cash loan don’t think that you will automatically be declined.
Instant Cash Loans

Why Instant Cash Loans Online Are Popular

One of the biggest reasons people apply online for these personal loans is that they are extremely versatile and can be used for almost anything. As already mentioned, you can apply for an instant cash loan online that can be used for many purposes. Car loans and student loans are meant for specific purposes only. However, these types of personal loans can be used for paying your car repair bill, unexpected medical bills, emergency situations where you are left to need cash and need it quick and cash, credit card debt consolidation, home repairs or renovation, or anything else.

How Long Do Instant Loans Take to Get Approved?

As the name suggests, instant loan approval is much quicker than traditional loans. The lenders MeLoan work with will still take their time to review your application, but you should expect to get a response within a few hours if the application was submitted during business hours. Once your application has been evaluated and approved, should you accept the lender terms of the loan the funds are transferred to your account immediately and depending on who exactly you bank with you could find the cash in your account within the same hour of signing your contract.

Instant Cash Loans Made Simple

Why Choose MeLoan for Your Instant Cash?

  • We are Aussie owned and operated.
  • We have helped thousands of everyday Aussies find the loan they need
  • We have years of experience helping Australians secure different types of personal loans.
  • We provide an easy, quick, and secure online application form.
  • We help you find the best lender for your needs.

If you want to apply for an instant cash loan, use this form to apply now. We are always eager to assist our users to find the best lenders and loans to meet their needs.

Note:- MeLoan Personal Loans is a lender-finding service only. We do not offer financial advice. We do not fund any loan product. Consider seeking independent legal, financial, taxation or other advice to check how the information and ideas presented on this website relate to your unique circumstances.

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