Bad Credit Loans

How Much Do You Need? $ 2500

How Much Do You Need?

$ 2500

Important Info - Read me first

See Worked Example - Click here

For How Long?

12 Month

For How Long? 12 Month

Estimated Repayments







Important Info - Read me first

See Worked Example - Click here

The maximum you will be charged is 48% (comparison rate 66.07% pa). Representative example: based on a loan of $2,500 over 24 months.

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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bad Credit loan

Bad Credit Was Then, This Is Now - Bad Credit Cash Loans

Do you need a small personal loan but have bad credit? There are many people like you that have had bad credit in the past and have been busy correcting their financial situation.

You may often come across emergencies when you are short on cash. MeLoan Australia helps everyone including those with poor credit to find a personal loan suited to your needs. We help you find lenders who are ready to offer Bad credit cash loans based on your need and budget.

Once your application is approved, you can have your funds in your account within 24 hours.

What is a Bad Credit Cash Loan?

Your credit history shows key information related to your borrowing history with different types of financial institutions. This information is used by your potential lenders to determine whether you are eligible to borrow from them. Having bad credit history will simply limit your options for borrowing. In simple terms, you will not be able to get the loan you need.

At MeLoan, we know lenders from all over the country. Different lenders have different criteria for offering fast Cash Loans and there are many who are ready to offer quick loans to even those with bad credit. Improving your credit history can take time and emergencies cannot wait as long.

It is well known that applying for loans is a time-consuming process. with us, your application process will take only a few minutes. You can fill out a bad credit loan application and submit it in minutes.

Get Approved with MeLoan

There are times when unexpected bills can prop up and you are not ready to deal with them. Consider the following scenarios:

  •  If you are involved in an at-fault vehicle accident, you may be required to pay an excess
  • An appliance may break down and you have no other way to pay for its repair
  • Your home office PC may need repair or replacement and you cannot wait until your next paycheck to get it fixed
  • You or a loved one may need emergency medical treatment
  • You may have received a utility bill that is much higher than expected
  • Whatever the reason or situation, we can help you find a quick cash loan even if you have bad credit.

How Does It Work?

At MeLoan, we have created a process and network to help get your loan approved with a single and simple online application form. We take the stress out of apply with so many lenders and wait so long to hear back.

There are 4 steps to our online fast Cash Loan application process:

  • Fill & Submit Application: We will require you to submit only your key details. The information is used to find the best matching potential lenders for you. It takes no more than 8 minutes for you to complete the form.
  • Outcome of the Application: Once you submit your online application, we will start looking for the perfect lender matching your needs and profile. Typically, you should get a response from us very quickly.
  • Contact the Lender: Once we find a lender that matches your profile, we will transfer your details to them for approval. Once we take this step, we are out of the process. You will get directly in touch with the lender and we suggest carefully checking the loan agreement before signing it.
  • Get Money in Your Account: Once you accept the Bad credit cash loan contract, the lender will transfer the agreed funds into your account.

It is important to understand that all the information we receive from you is encrypted using the latest technology. You can feel completely safe in the knowledge that we will not share it with anyone outside the above-mentioned process.

Living with a Bad Credit & Finding Quick Loan

It often occurs that many people don’t realise they have bad credit unless they apply for some type of loan. You may find it difficult to get a personal loan from a bank. This is where quick cash loans designed for those with bad credit can help. At MeLoan, we will check your details and work with you to find a lender that is ready to offer Bad credit cash loan no matter what your credit history is. Besides, these lenders can provide you with repayment terms that allow you to pay off your loan in a realistic term. The process of repayment can further help you recover your bad credit score.

We suggest that you should check your credit history from time to time. You can get a free copy of your credit report from one of the credit bureaus. Chances are that there are some erroneous entries in most credit histories. Thus, you could take steps to correct such entries and improve your credit score.

Why Choose Us?

We are the Instant Cash Loans specialists in Australia and we help you find the best lender matching your need for quick cash. There are many reasons why you should apply with us.

  • Flexible Amounts: From $1,000 to $30,000, we can help process applications for loan amounts starting from just a few hundred dollars. It all comes down to your specific needs.
  • Quick Approvals: Most of the time, we can find a lender on the same day of the application being submitted. Once we transfer your information to the matching lender they contact you with an offer.
  • Flexibility: We have all types of lenders in our network, the ones offering different repayment terms. This means you can find a lender with a loan with repayment terms that are flexible for you, ranging from a few weeks to a year or even longer.
  • Again Bad Credit is Accepted: No matter, if you have bad credit history and your applications, have been rejected by banks. There are different lenders in our network and they have different criteria and you are highly likely to be eligible for many of them.

Things to know

Before you apply for a Bad credit cash loan through our website, we suggest you have the following helpful information:

  •  Getting Approved: If you want to get approved for your poor credit cash loan, it is important to know the minimum requirements. You should be an Australian citizen or permanent resident and be an adult. You must have received your last income within 90 days and must have an active mobile phone number and email address.
  • Your Credit Report: If you don’t already know what your credit score is, get a copy of it. Check your credit history because most people are often surprised at what they find on their reports. There are often errors and omissions that can be corrected to make a big difference to your score. It is recommended to get a copy of your credit report once every year to find any mistakes.
  • Comparison: Often, more than one lender may be ready to offer you a fast Cash Loan. In such a scenario, you should compare their offers and terms before finalising.

There are many more reasons for choosing MeLoan Australia for your Bad credit cash loan application. We make the process simple, quick, and hassle-free for you. You can reach us here to learn more about our services and the application process. You may also apply directly by providing all the essential details.

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